DEVICE FINANCING, DE-RISKED

Finance any device.
Carry none of the risk.

ailinx turns the device itself into collateral. Automated payment reminders and remote locking make installment plans safe to offer — so you can say yes to more customers.

Built for lenders, carriers and retailers offering consumer device financing.

Payment received — device unlocked
Reminder sent · 3 days to due date
Payment due

Your device plan payment of $12.50 is due. Pay now to keep full access to your device.

Pay & unlock
HOW IT WORKS

Three steps between you and safer lending

ailinx plugs into your sales flow and your loan system, then runs quietly in the background.

STEP 01

Enroll at the point of sale

Devices are protected the moment they're activated — enrolled individually, in batches, or automatically through our API.

STEP 02

Nudge, don't chase

Automated, configurable reminders reach customers before payments are missed — most accounts never need anything more.

STEP 03

Lock and unlock with payments

If a payment lapses, the device moves to a restricted screen that keeps emergency calls and the payment path open. Payment made, device unlocked — automatically.

THE PLATFORM

Everything you need to run device financing

Financing lock

Policy-driven remote locking tied to your payment schedule — restrict, warn, lock, and release without a human in the loop.

Smart reminders

Multi-channel payment nudges with your branding and your tone, scheduled around each customer's plan.

One console

Every financed device in a single dashboard — status, plan, lock state, and history at a glance.

Open API

Connect your loan management and billing systems so enrollment, reminders and lock decisions happen automatically.

Beyond the lock

Full device management under the same roof — configuration, apps, and support tools for the whole device lifecycle.

Portfolio analytics

Repayment health, lock events, and portfolio trends — the numbers your credit team actually wants.

WHO IT'S FOR

Built for the people taking the risk

LENDERS & FINANCIERS

Approve more, lose less

Extend credit to thin-file customers with the device as collateral — and watch delinquency drop instead of your approval rate.

CARRIERS & MVNOs

Protect every subsidy

Keep subsidized and installment devices on your network and on plan, from activation to final payment.

RETAILERS

Sell the phone, not the worry

Offer in-house installment plans with confidence, and keep stock protected from shelf to final payment.

WHY AILINX

More than a lock on a screen

Most locking vendors do one thing. ailinx treats the lock as the beginning, not the product.

Start the conversation
One platform, whole lifecycle

Financing lock plus real device management — enrollment, configuration, support and analytics in a single contract.

Fair by design

Locked devices always keep emergency calling and the path to payment open. Enablement, not punishment.

Transparent pricing

Simple per-device pricing you can model before you ever talk to sales. No opaque enterprise quotes.

Live in weeks, not quarters

Cloud-native, API-first, and designed to integrate with the loan systems you already run.

Ready to say yes to more customers?

Tell us about your financing program and we'll show you what ailinx can do with it — a working demo, not a slide deck.

Book a demo
or write to us at hello@ailinx.com